Health insurance shock shoppers sticker suffer

Health insurance shock shoppers sticker suffer

"It's a horribly complex and ill-designed system that's going to be good for some people - 

mostly people with lower incomes - but for a lot of people, it's not going to be good for them," 

said Jeff Francisco health insurance agent who supports universal coverage but believes the law doesn't go far enough to help consumers and curb costs."Every plan is going to cost more than what I pay now. And what I pay now is ridiculous," said Ross, 47, who owns a cat-sitting business called y and pays more than $400 a month for her insurance. "It's a great thing for some people, but it's certainly not helping me."

the Affordable Care Act because she was hoping to get a better deal.

Ross is among the millions of Americage on their own, but must find new coverage because the health law has rendered their current policies outdated. But Ross, like many others, is not finding the plans sold through the Affordable Care Act to be particularly affordable.

Aside from a prohibition on denying coverage to people with pre-existing medical conditions beginning Jan. 1, the health law also rlicies sold next year to cover a minimum number of benefits. And that can add to the cemiums.

These include such mandamaternity and newborn care, substance abuse treatment, and dental 

But now that she's seen her options, Ross is disappointed. Turns out she earns slightly too much money to qualify for federal financial aid to help her buy coverage in the state's exchange, called Covered California. And because policies have to be upgraded to comply with the new law, her rates are going up nearly 10 percent.